Mortgage, insurance, investments: pick what applies to you in Québec. A person registered with the AMF calls you back to talk it through. The site shows no rates.
The housing stock in Québec
The Quebec City area shows marked differences between older central neighbourhoods, where building age weighs on the inspection and sometimes on insurance, and newer outlying sectors.
Sectors: Sainte-Foy · Limoilou · Beauport · Charlesbourg · Sillery · Saint-Roch
Transfer duties in Québec
Quebec City adds brackets to the provincial ones: in 2026, 2.5% from $500,000 to $750,000 and 3% above. It has also offered home-ownership support programs whose conditions change from year to year.
Frequently asked questions in Québec
No. AMF registration covers all of Quebec. The person who calls you back can serve you in Quebec City by phone or online, without an office there. Mostly, ask how many lenders they compare for the type of property you have in mind.
The HBP, the FHSA, federal and Quebec tax credits for a first home, and sometimes a municipal program. Conditions change from year to year. Quebec City has offered home-ownership support programs whose conditions change from year to year; check their status at the time of your purchase.
Quebec City adds brackets to the provincial ones: in 2026, 2.5% from $500,000 to $750,000 and 3% above. They are paid in cash at the notary and are not included in the loan.
Your request goes only to the team authorized for this service. A person registered with the AMF calls you back. You remain free not to proceed; your consent is timestamped and revocable from every email you receive.