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You are your own employer: who protects you if you can no longer work?

Without an employer, there is no group plan. Describe your situation; a person registered with the AMF presents the options and their limits.

Protect a variable income
Understand the definition of disability
Without obligation

Variable income complicates coverage

How the contract establishes your reference income is a point to clarify from the start.

The definition of disability is the heart of the contract

Unable to perform your own occupation, or any occupation: the difference is considerable.

Waiting period

The time between disability and the first payment is often chosen; it affects the premium and your cash flow.

What the public plans provide

Public plans exist, but their conditions are specific; check directly with the bodies concerned.

No amount is displayed here

It depends on your income, your occupation, and your health.

Frequently asked questions

Does my occupation affect the offer?

It can matter in the assessment. The authorized person explains how.

Can I insure an irregular income?

How it is measured varies by contract; it is one of the first questions to ask.

Is the request free?

Yes, and without obligation.

Another need?

Ten services, one way of working.

See the services