Home, condo, auto, or recreational vehicle in Saguenay. Describe what you want to protect; a damage insurance broker registered with the AMF calls you back and compares coverage with you.
The housing stock in Saguenay
Saguenay brings together three former cities, Chicoutimi, Jonquière, and La Baie, and the market varies from one borough to the next.
Sectors: Chicoutimi · Jonquière · La Baie
Transfer duties in Saguenay
The City of Saguenay adds two brackets above $500,000 to the provincial ones, by bylaw.
Transfer duties are paid in cash after signing with the notary; they are not included in the mortgage loan.
What is specific to Saguenay
The July 1996 flood hit Chicoutimi, Jonquière, La Baie and Laterrière. If your property is near a waterway, ask the representative what the contract you are comparing says about surface water and flooding.
What the lowest premium can hide
Two contracts at the same price can differ on the deductible, exclusions, replacement cost, or water damage coverage. A broker compares the protection before comparing the numbers.
Risks particular to Saguenay
Sewer backup, infiltration, water damage, theft: the frequency and cost of these claims vary by sector and building age. Some coverage is optional when people assume it is included.
Why no price is shown here
A damage insurance premium depends on the building, the claims history, and the coverage chosen. A figure shown without those would be misleading.
What follows your request
Your request goes only to the team authorized for this service. A person registered with the AMF calls you back. You remain free not to proceed; your consent is timestamped and revocable from every email you receive.