If illness or an accident keeps you from working, your expenses continue but your income stops. In Laval, a representative registered with the AMF calls you back, looks at what you already have, and compares contracts. No medical questions in the form.
Laval at a glance
Laval combines single-family homes and semi-detached houses from its suburban development with newer condo supply along the metro stations. The property type changes which lenders are available and on what terms.
Region: Laval
What is specific to Laval
Technology, pharmaceuticals, industry, retail and agriculture are among Laval’s sectors. The contract is read against your occupation, not your employer’s sector.
When the contract pays
Each contract says when you count as disabled. Some pay if you can no longer do your own job, others only if you cannot do any work. The difference is huge for a nurse, a carpenter, or an accountant. The representative shows you the clause.
Employee or self-employed
An employee sometimes has group insurance through work, often limited. A self-employed person generally has nothing. The representative starts with what you have, then works out what is missing.
Why there is no price here
The price depends on your occupation, your age, the income to protect, and the number of waiting days before the first payment. Without those, a figure would mean nothing.
What follows your request
Your request goes only to the team authorized for this service. A person registered with the AMF calls you back. You remain free not to proceed; your consent is timestamped and revocable from every email you receive.