If illness or an accident keeps you from working, your expenses continue but your income stops. In Lévis, a representative registered with the AMF calls you back, looks at what you already have, and compares contracts. No medical questions in the form.
Lévis at a glance
Lévis faces Quebec City across the river, and some of its residents work in the capital.
Region: Chaudière-Appalaches
What is specific to Lévis
Employers in Lévis include Mouvement Desjardins, founded in Lévis in 1900, the Davie shipyard and a refinery. Whether you work in an office or on a site, how the contract defines disability matters.
When the contract pays
Each contract says when you count as disabled. Some pay if you can no longer do your own job, others only if you cannot do any work. The difference is huge for a nurse, a carpenter, or an accountant. The representative shows you the clause.
Employee or self-employed
An employee sometimes has group insurance through work, often limited. A self-employed person generally has nothing. The representative starts with what you have, then works out what is missing.
Why there is no price here
The price depends on your occupation, your age, the income to protect, and the number of waiting days before the first payment. Without those, a figure would mean nothing.
What follows your request
Your request goes only to the team authorized for this service. A person registered with the AMF calls you back. You remain free not to proceed; your consent is timestamped and revocable from every email you receive.