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Insurance on your loan in Blainville: the lender’s, or an individual policy?

Your lender offered you insurance with your mortgage in Blainville, or you are about to get one. Before you sign, a life and health insurance representative registered with the AMF compares that offer with an individual life insurance policy. The form asks no medical questions.

Compare the two options
Know who receives the payout
No medical questions

The housing stock in Blainville

Blainville is a suburb north of Montreal; some buyers work in Montreal.

Sectors: Côte-Saint-Louis · Fontainebleau · Chambéry · Plan-Bouchard · Henri-Dunant · Le Blainvillier · Du Coteau · D’Alençon · De la Renaissance

Transfer duties in Blainville

In 2026, the City of Blainville lowered the rate for the $500,000 to $750,000 bracket to 1.5%.

Transfer duties are paid in cash after signing with the notary; they are not included in the mortgage loan.

What is specific to Blainville

Blainville is in the Basses-Laurentides, and the rivière aux Chiens, a tributary of the Rivière des Mille Îles, forms its southern boundary.

Who gets the money

With the lender’s insurance, the lender is generally the beneficiary, and the amount shrinks with the loan balance. With an individual policy, you choose the beneficiary. Your spouse then receives a sum to use as they see fit, including to pay off the house.

At renewal

If you change lenders, insurance tied to the loan may not follow you. An individual policy stays in force. Read that clause before you sign, not when you renew.

Why there is no price here

The price depends on your age, your health, whether you smoke, and the amount insured. Without those, a figure would mean nothing.

What follows your request

Your request goes only to the team authorized for this service. A person registered with the AMF calls you back. You remain free not to proceed; your consent is timestamped and revocable from every email you receive.

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