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Critical illness insurance in Montréal: what the contract pays, and when.

Cancer, a heart attack, or a stroke can keep you from work for months. If you live in Montréal and want to know what critical illness insurance would pay, a representative registered with the AMF calls you back and compares contracts. The form asks for no diagnosis.

See which illnesses are covered
Compare several insurers
No diagnosis requested

Montréal at a glance

Montreal’s housing stock is dominated by plexes and condos, two types lenders treat differently from a suburban bungalow: rental income from a duplex or triplex enters the calculation, and a condo means reviewing the syndicate’s financial statements.

Region: Montreal

A single payment

If you receive a covered diagnosis and are still alive at the end of the period set in the contract, the insurer pays you one amount. You do not have to submit bills: the money can go to rent, care, or time off work.

Reading the definitions

Each contract defines illnesses in its own way. A very early-stage cancer, for example, may be covered by one insurer and excluded by another. The representative reads these definitions with you.

Why there is no price here

The price depends on your age, your health, whether you smoke, and the amount requested. Without those, a figure would mean nothing.

What follows your request

Your request goes only to the team authorized for this service. A person registered with the AMF calls you back. You remain free not to proceed; your consent is timestamped and revocable from every email you receive.

Another need?

Ten services, one way of working.

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