Mortgage, insurance, investments: pick what applies to you in Montréal. A person registered with the AMF calls you back to talk it through. The site shows no rates.
The housing stock in Montréal
Montreal’s housing stock is dominated by plexes and condos, two types lenders treat differently from a suburban bungalow: rental income from a duplex or triplex enters the calculation, and a condo means reviewing the syndicate’s financial statements.
Sectors: Le Plateau-Mont-Royal · Rosemont–La Petite-Patrie · Villeray · Ahuntsic · Verdun · Côte-des-Neiges
Transfer duties in Montréal
Montreal applies additional brackets beyond the provincial thresholds. An identically priced property therefore costs more in transfer duties in Montreal than in most other Quebec cities.
Frequently asked questions in Montréal
No. AMF registration covers all of Quebec. The person who calls you back can serve you in Montreal by phone or online, without an office there. Mostly, ask how many lenders they compare for the type of property you have in mind.
The HBP, the FHSA, federal and Quebec tax credits for a first home, and sometimes a municipal program. Conditions change from year to year. For a plex or a condo, how the lender counts rental income or reviews the syndicate’s financial statements can change what is offered.
Montreal applies additional transfer-duty brackets beyond the provincial thresholds. At the same price, the bill is therefore higher than elsewhere in Quebec. These duties are paid in cash at the notary and are not included in the loan.
Your request goes only to the team authorized for this service. A person registered with the AMF calls you back. You remain free not to proceed; your consent is timestamped and revocable from every email you receive.